Home Security Blog.

The initial loss after a burglary, fire or natural disaster is usually not the only loss you have. Very few people have their valuables documented and have this verification in a safe place.

Yes, you have insurance. They will only pay you for what you can document that you owned that particular item. If you have a loss you have to fill out a list of all the items you lost. Usually they want this within the 30 days or less after your loss.

Believe me, I’ve been a statistic of a home burglary. We discovered many items months later that were stolen. I racked my brain trying to give a complete list to the insurance company and I still missed all these items.

If you don’t have any records of your valuables it is quite likely you will miss entering several items on your loss list. Weeks or months later after you have “settled” with the insurance company you will look for an item and it’s not to be found. You have settled with the insurance company and this loss can not be recovered. So it is really important to keep accurate records of your valuables.

Document all your possessions. Pictures are a good way of documenting items. Collections, antiques, artwork, securities, bank records, insurance certificates, the list goes on. Keep these records in a safety deposit box so if you do have a fire or natural disaster it will be safe.

Posted on December 30th, 2005 at 06:16 by Alex Smith in Home Security,protecting valuables - Comments (0)

This is one of the worst situations you may find yourself in because most carjackers are so unpredictable and probably in a drug induced state. So no matter what you do, it could mean your life.

Statistics have shown that a man that is forced into a vehicle has only about a 2% chance of coming out uninjured or alive. A woman has a better chance but it’s only 10% to 12% of being unharmed.

There is no hard fastened rule of what to do, but most experts feel a diversionary tactic is the best way out of this situation. The carjacker really wants your car most of the time so keep this in mind. When he demands you get into the car try at first talking to him “no I won’t go with you, but I will give you my car keys.” Then don’t hand them to him directly but throw them on the ground and depending on the area throw them away from you and the car. You have a better chance of surviving this by running in the opposite direction of where you have thrown the keys while his attention has been diverted by throwing the keys.

During the confrontation try to look at the carjacker and remember as many features about him especially his face. His height, what he is wearing, his speech, etc.

Again, the diversionary tactic I discussed earlier is no guarantee you will come out unscathed. Fighting with the attacker is not advised. The first rule of thumb though is to leave your car in a place where you won’t be put in this situation. Park in well lighted places and where there are other people around. Some experts say to have a loud whistle or air horn.

Always be aware of your surroundings. It could save your life.

Posted on December 27th, 2005 at 06:57 by Alex Smith in Car Security,Vehicle Security,warning signs - Comments (0)

Some criminals watch the newspaper for certain events; weddings, funerals, births, retirements etc.

Here’s an example: John Doe and Mary Smith will be Wed at St. Mary’s church January 15 at 6:00 pm and will be honeymooning on a cruise in the Caribbean for two weeks following the reception. This means that all the nice wedding presents, still in their boxes, will be waiting for a burglar.

Unfortunately, many burglaries have taken place while you are attending a loved ones funeral. Leave someone at home during this time.

If you are planning an extended vacation or such, share your story in the newspapers after you come home. It will make a better story anyway. Don’t put information in the newspapers that will invite a burglar to your home.

Posted on December 20th, 2005 at 05:06 by Alex Smith in Home Security,Home Security Systems,home surveillance and monitoring - Comments (0)

Is having a safe a good idea? Most safes I’ve seen are in a location easily found. Not secured to the floor and can be moved. Sure your valuables will protected against fire but, now you have all your valuables in a nice container to be carried off by a burgler.

A few weeks after your home is burglarized your door bell rings. It’s the burgler that ransacked your home earlier. He announces he was the one that burglarized your home and he knows you have a safe and where it is. You have the combination and he demands at gun point for you to open it. Now your whole family is in a bad situation.

There is a company that specializes in “hidden safes”. They have unique ways of hiding their safes so that no would be theif could ever find it. They claim they have never had one of their safes found.

Their website is: hiddensafes.com. Dan Perkins is the owner and will gladly discuss their line of “hidden safes” with with you. I highly recommend this company. I’ve worked with him in the past with always good results.

Posted on December 16th, 2005 at 06:06 by Alex Smith in Home Security,protecting valuables - Comments (0)

It is important that you research the alarm company carefully before you sign a contract with them. Most alarm companies require that you to sign at least a three year monitoring contract. It is very hard to get out of this contract if you are dissatisfied with your service.

Some questions to ask:
1. Is the monitoring center UL Approved.
2. How many agents are on duty at any time? (some smaller compaies only have one or two on duty. If there are a lot of calls coming into the center at the same time, some calls could be lost.)
3. Do you send a call report of alarms?
4. Is your company licensed by the state?
5. What kind of security checks does your company perform on your personnel? Does the sales representative have a license by the state, also the installing technician? (Most states do a criminal background check on all alarm company employees and require them to carry and update this at all times.)
6. Is the equipment you install UL approved?
7. Is an alarm license required by the city you live in? If so, what penalties does the community impose for multiple alarms?

A good idea is to call your local police department and ask them what alarm companies they have the most problems with. They can’t recommend a company but they can tell you about the companies that do inferior work. Ask your neighbors who have an alarm system.

Be sure and do your research before you install an alarm system.

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