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Quite often calls or mail comes from “pre-approved” credit card companies. Every time you respond to one of these offers, it can lower your credit score. Credit Bureaus have a toll free number of 1-888-5-optout (1-888-567-8688). Contacting them at this number will prevent these offers for two years. Be sure to tell them that you do not want them to disclose your personal information. The three largest Credit Bureaus contact sites are:

Equifax, Inc. Options
P. O. Box 740123
Atlanta, GA 30374-0123

Experian, Consumer Opt Out
701 Experian Way
Allen, TX 75013

Trans Union LLC, Name Removal Option
P. O. Box 97328
Jackson, MS 39288-7328

If you are bothered by unwanted telephone offers call or write to:

Telephone Preference Service
Direct Marketing Association
P. O. Box 1559
Carmel, NY 10512

Tell them to put your name and phone number on a “do not call list”. You may also tell a telemarketer that calls you to put you on a do not call list. This might only limit the amount of calls you get. A lot of charities do not use Direct Marketing lists. Some charities can bypass a do not call list because they are a non-profit charity or if you have donated to them in the past.

There is National “do not call” list. Here again, some non-profits are not required to go by this list. To put your name on this list, call 888-382-1222 or log on here.
Several states are working on laws to reduce unwanted mail and phone calls. You may want to call your state’s consumer protection agency. Be patient with some charities that may call you. Your contact might have been by mistake and the best charity with all it’s limitations can call you in error. Give them a chance to correct their mistake.

Posted on January 2nd, 2008 at 17:46 by Alex Smith in mailbox security - Comments (0)

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