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As we are becoming a more “cash free” society, the crime of Identity Theft is increasing at an alarming rate. The criminals are also getting more sophisticated in their means to accquire your personal information. Identity Theft is a serious crime and can damage your credit without you knowing it. Getting your credit restored can be costly and it take s a long time to correct the damage done by Identity Theft.

The first line of defense is to know some of the many ways people steal your identity:
* If you see anyone going through a dumpster or someone’s trash, report it immediately. They may be looking for discarded bills, credit applications, or anything that might have any personal information on it.
*Do not give any information to someone calling you or emailing you trying to “up-date” your account informatiom. Banks and credit card companies do not do this. They already have your information.
*Be careful where you use your credit card. Some shady merchants may have a systen that duplicates your credit card infomation as you use your card. This is called “skimming.” This can occur on items you purchase over the internet as well. “Caveat empore”, let the buyer beware.
* Report immediately any bill that you were suppose to receive but it hasn’t arrive when you expected it. Criminals will take them out of your mail box to obtain your information. Don’t leave personal information in your desk or file cabinet at work.
* Another ploy is to put in a change of address form to another location to re-route your mail.
*They can steal your wallet or purse. Call your credit card companies and cancel your card. Also, report to the three major credit bureaus immediately. They can block anyone from changing or adding to your accounts. There is a toll free number for each bureau and when you report to them they are required by law to send you a “free” credit report.

The three main credit bureaus are:
Equifax 1-800-525-6285
Experian 1-888 397-3742
TransUnion 1-800-680-7289

You can obtain more information from the government by calling a toll free number 1-877-438-4338 or logonto their website.


Posted on February 27th, 2008 at 07:11 by Alex Smith in computer security,Email Security,Identity theft,security services - Comments (0)

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