There is a Trojon Worm Virus that asks you to install an adobe flash plug-in. So far there is no repair for this virus. It destroys the Zero Sector of the Hard Disc where vital information of your comouter is saved.

DO NOT respond to an email named Invitation FACEBOOK, even if it’s from one of your best friends. When you log onto it it opens an Olympic Tourch that burns the whole hard disc C of your compter.

This virus will be received from someone you probably had in your address book. So if invitation FACEBOOK pops up in your email delete immediately.

It has been reported that some thieves now have the ability to secure the signal that you send from your “key Fob” that locks your car remotely.

They sit in a parking especially at a mall and wait for someone to exit their car and lock it outside the car with their key fob. The device they have picks up the signal from the key fob. Now the have the code the key fob sent to lock or unlock your vehicle.

While you are in shopping at the mall they now have access to or vehicle and will take any valuables in it.

The best way to lock yor car is to use the lock/unlock button inside the car. It does not send any signal. So as you exit your vehicle lock it with the inside button.

Many “smart phones” and cameras have programs in them that imbed GPS coordinates which tells the exact location of where a picture was taken. It is so accurate, it can tell anyone you send this picture to within a few feet.

Tracking people via cell phone photos is called geotagging. The picture you post on Craig’s List, Facebook, or Twitter, will allow anyone access to the location the picture was taken. You could be directing a stalker right to your home address. Some of the most widely used phones with this geotagging imbedded in them are the Apple Iphone, Blackberry and the PalmPre Phones. You can disable or take out this feature of the phone. Go to your phone’s menu and select Options, advanced options, GPS, press the menu key select disable GPS and select yes to confirm. This will disable all GPS capabilities on the phone.

Each phone might have a variation of disabling the GPS capabilities so go to your phone’s manual for instructions as to how to do it. If you have problems disabling the GPS function, call your provider for help.

For a more indepth discussion on geotagging, check out this site.

There’s a new company that has developed a line of unnique wireless spot lights. The compay is Wireless Enviroment,Inc. They have two product lines; Mr. Beams and Greenest Light.

The installation of them is really easy and they can be put in just about any area that needs a security light.

The spotlight is a LED design so it will produce light almost forever. Now there’s a light you don’t have to worry about replacing a bulb.

They have several models to choose from and some even come with remotes. They cover an average of 350sqft and will detect movement up to 75′ away to turn the light on.

The nice thing about them is that they are relatively inexpensive. This is important if you need to place lights in several areas. There is no wiring needed. They are battery operated and since they are LED’s you get extended battery life operation.

I don’t endorse very many products but I feel these lights are well worth looking into.

For more information about them and their products log on to Mrbeams.

People have been getting calls supposedly representing AT&T Telephone Company. They are telling the person answering the phone they are conducting a test of the line. Then they ask the individual to press 90# to complete the test.

These calls are not from any telephone company. In fact, most are originating from prison lines.

By pressing 90# you are enabling the person calling you access to your telephone account. Now this person has free reign to make any call he wants anywhere in the world.

This scam has been confirmed by AT&T as well as verizon telephone company’s. If you get one of these calls do not press 90#. Hang up and contact your telephone supplier immediately.

The latest scarry post on U-Tube is how to make a “water bottle bomb.” It’s being demostrated by young kids. They are giving step by step instructions as to how to make these bombs.
Some of these bombs have been placed in people’s yards and mail boxes. About 30 seconds after you pick the inocent looking water bottle it can explode with enough force to cause serious bodily harm. All it takes is a few shakes or movement of the bottle to activate it. When it explodes the liquid that comes out is boiling hot that can cause blindness or serious burns.

The bombs are made out of household items. They either use baking soda and vinegar or drano and water with a small amount of foil. All it takes is for you to move it for it to explode.

You can verify this report by going to: http://snopes.com/crime/warnings/bottlebomb.asp.

Some people are still paying for what they spent last year on Cristmas gifts. Using your credit card to put you deeper into debt is not a wise thing to do. This year if you can’t afford to pay cash for your gifts, then simply do not buy any.

My wife & I start buying a lot of gifts at the beginning of the year. Especially after the Christmas Holidays when most items are drastically reduced in price. So the first way is to buy early and throughout the year.

Before you buy anything determine who you are going to buy for and what item. Make a list and try to stick to it.

Many companys offer discount coupons on line. You can log on to their website and print out the coupon on your computer. Some companys sell products cheaper online. One place is GiftCardRescue.com or GiftCards.com.

Some companys even let you try to get a discount using a “chat or Live button” online.

Another way to save oney is to see if you can buy the item using discount codes. Try going to these sites to log on to find discount codes. ReatailMeNot.com, SecretPrices.com and Free Shipping.org. One way to stay organized is to put the money and any information about the gift into an envelope for each person you are going to buy for.

Don’t fall for any promotion a store will offer to give you a percentage off your gifts if you open one of their store credit cards. In the end the interest rate of the card will probably be much greater than the discount they are offering you.

Buy only the gifts you intened to buy before you started your day. Resist that great deal for something for your self. stick to your plan.

Do you ALWAYS check your receipt before leaving the checkout counter? Well, you better start if you don’t.

The latest scam is being done right in front of you. The cashier will indicate that you want “cash Back” when totaling your purchases. Most often it will be in the amount of $20.00 or an amount near the total of all your purchases so as not to cause you to question the total.

It is done easily if you use a credit or debit card. One touch of a key and it goes right into the system immediately. If you don’t watch the moniter you will OK the transaction. Remember, most cash backs on credit or debit cards are subject for you to pay interest on the amount you receive or supposed to have received.

People are in such a hurry that they fail to look at their receipt before leaving the counter. Don’t be in such a hurry and let this happen to you.

Let the “buyer beware.”

McAfee, a antivirus software company, just released a list of dangerous places to give out your Social Security Number. Many places might surprise you. The truth is your social security number is not supposed to be used for identification purposes. Unfortunately, many times you have to give out your number to receive services.

Here are the top 10:
1. Universities and colleges
2. Banking and financial institutions
3. Hospitals
4. State goverments

5. Local governmets
6. Federal governments
7. Medical businesses
8. Non-profit organizations
9. Technology companies
10. Health insurers and medical offices.

What do you do? Many companies and organizations will ask for your number. Unless you are filling out a W-9 IRS form, don’t give out your social security number.
Keep your card locked up in a safe place at home. Don’t carry it in your wallet.

Don’t give your number out to an internet contact. You can buy software to protect your identity.

If your wallet is stolen contact your local law enforcement agencies. Be sure to get a police report when you contact them. Call your credit bureaus – Experian, Equifax, and Transunion immediately. Contact all your credit card companies. If you notice any problems. you can have your accounts frozen and put a “fraud alert” out.

Yes the weather is getting better. We all are looking for warmer weather and getting our yards resued from the winter throws.

As you know, the economy is still not the best. Many are still losing their jobs and not finding work.

I formed a lawn service business six years ago and I have noticed that because of the down economy many are supplementing because of their lost jobs by cutting grass. I have been seeing more and more trailers being hauled behind cars and pick-up trucks with lawn equipment on them. I’m not putting someone down for doing so, but I have heard some real war stories of people hiring these down and out people to be their lawn care person only to find several things missing from their property or being charged for work not done.

My recommendation before hiring a stranger to have access to your property is to have them supply referrals of others they have worked for. Also, ask if they have insurance. If they get injured on your property you could be facing a law suit.

If they insist on being paid only in cash, be aware. Be sure you have an understanding of what services they are to perform and for what price. It is best if you have this agreement in writing so that there will be no missunderstanding of additional charges after the job is completed.

Ask if you might contact some of their other customers if you feel uncomfortable.

Some communities require lawn services of any kind to be licensed by the town or community. This can be some assurance of the validity of the person you are about to hire.

I’m looking forward to this summer and I hope all of you will have the best ever.